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Apply for Instant
Personal Loan upto

₹15 lakhs

Loan Banner Person
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15 Minute
Disbursal
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No Collateral
Required
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Instant Loan
Approval
Loan Banner Person
Looking for a hassle-free
personal loan for your needs?
With an InCred personal loan, you can turn your instant needs or
long-term dreams into a reality.
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100%
Online
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Quick access
to funds
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Minimal
paperwork

Whether it’s managing a medical emergency, planning a wedding, or renovating your home, we provide flexible repayment options and competitive personal loan interest rates tailored to your requirements.

Borrowing with InCred Finance is convenient and worry-free, with instant personal loan approval and exceptional customer support. Take the first step today and get one step closer to making your dreams a reality with our wide range of Personal Loans.

Features & Benefits

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Loan upto 15 lakhs
Get a personal loan online for up to Rs. 15 lakh, with options starting from Rs. 50,000 to manage all your expenses
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Instant approval in seconds
Complete your online personal loan application in minutes and enjoy instant loan approval
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Quick Disbursements
Receive money in your account within 15 minutes of approval with our personal loan online process loan approval
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No hidden charges
Experience transparent personal loans in India, where all fees are clearly outlined with no hidden charges
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No Collateral Required
Apply for a personal loan without security no guarantor or collateral needed
Eligibility Criteria & Documentation
Personal Loan eligibility
Eligibility Icon

To qualify for a personal loan with us,
please ensure you meet the following criteria

Age from 21 to 60 years
Both self-employed and salaried individuals can apply
Minimum net monthly income of Rs. 15,000
Documents required
Documents Icon

When you apply for a personal loan,
you will need to provide the following documents

PAN Card
Last three month's bank statements
Aadhaar Card
Personal Loan EMI Calculator
₹50,000₹15,00,000 (15 L)
%
Min 10%Max 36%
Yr
Min 1 yearMax 5 years

Your Monthly EMI

₹0

16% Interest Per Annum

Total Interest

₹0

Principal Amount

₹3,00,000

Total Amount

₹0

Benefits of using EMI calculatoricon
  • Easy personal loan planning tool that's simple to access
  • Instant EMI calculations for those looking to apply for a personal loan online
  • Ideal for both individuals considering a quick personal loan or those already managing their personal loans in India
  • Helps you plan your personal loan finance, check EMI values with different Tenure for your eligible rate of interest
Annual Percentage Rate (APR)
Minimum16%
Maximum60%
Personal Loan Tenure
Minimum1 year
Maximum5 years

Quick Loan Breakup Example

This is just an example. The final APR for your loan will be as per your credit assessment.
Annual Percentage Rate (APR) range from InCred Personal Loan is 16% to 60%.

Loan Breakup Mockup
User IconMr. Rohan needs an urgent loan of ₹1,00,000. He applied for the same through the InCred Loan app which was approved within minutes.
Steps to apply for InCred Personal Loan
1

Click "Apply Now" and enter your mobile number

2

Verify your identity with the SMS confirmation code

3

Fill in basic details DOB, gender, pincode and PAN

4

Select your employment type and provide income and company information

5

Submit and check your eligibility instantly on-screen

6

If eligible, a loan executive will contact you within 24 hours.

Blogs

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Why a Personal Loan Up to ₹10 Lakhs Could Be the Smartest Move for Your Big Plans

Looking to fund a wedding, renovate your home, start a small business, or handle an emergency without draining your savings?...See more

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Top 10 Benefits of Taking a Personal Loan from an NBFC
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Top 10 Benefits of Taking a Personal Loan from an NBFC

Non-Banking Financial Companies (NBFCs) have revolutionized the personal loan landscape in India. By offering quicker, more flexible, and customer-friendly...See more

By InCredJan 23, 2024
How to Use a Personal Loan for a Dream Vacation?
5.8K
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How to Use a Personal Loan for a Dream Vacation?

In today’s fast-paced life, a dream vacation often feels like the perfect escape from the daily grind. Whether it’s exploring the serene backwaters of Kerala, trekking through the...See more

By InCredDec 09, 2024
Frequently asked questions (FAQs)

What is a personal loan and how does it work?

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A personal loan is an unsecured credit option that allows you to meet various financial needs without requiring any collateral. These loans are flexible and come with no restrictions on how the funds can be used, making them ideal loans for situations like medical emergencies, home renovations, weddings, or other personal expenses. With a simple online application form and minimal documentation, you can easily get an instant personal loan online.

What is a personal loan rate of interest?

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A personal loan rate of interest is the percentage that lenders charge borrowers on the loan amount. It represents the cost of borrowing money and is typically expressed as an annual percentage rate (APR). The rate can be either fixed or variable, depending on the loan terms. Fixed rates remain constant throughout the loan tenure, while variable rates can fluctuate based on market conditions.

How to get a personal loan online?

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To get a loan online, simply visit the lender’s website or mobile app, fill out the personal loan application form, and submit the required documents. The process is quick, and you can get instant personal loan approval once your details are verified.

When should I think of getting a personal loan?

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A personal loan is ideal for immediate financial needs such as medical emergencies, home renovations, unexpected travel, education expenses, or even debt consolidation. It provides flexible access to funds without the need for collateral.

What can I use a personal loan for?

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You can utilize a personal loan for various purposes like medical emergencies, weddings, travel expenses, or consolidating debts. These loans for personal needs come with no end-use restrictions, making them versatile.
Customer Success Stories
Get Instant Personal Loans
with the InCred Finance App

Need quick funds for emergencies, weddings, travel, or home renovations?

Loan IconAccess loans from ₹50,000 to ₹15 Lakhs
Timer IconReceive funds in just 15 minutes
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